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VIRAL SWIPE FILE

@tembomoney: 12 viral TikToks

12 viral TikToks by @tembomoney (best x238), with each video's hook, views and viral factor. See which ideas worked.

A vertical video image, possibly a selfie, captures a woman from the chest up, set against a background of a modern home. She stands in a bright room and appears in the middle of the scene. Five rectangular blocks with white text over a light pink background with rounded corners are overlaid on the image. These blocks present financial facts and claims. Text in black font against the light pink background adds contrast to catch the viewer's attention.

x7.12

5,980 views

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A woman is standing in what appears to be a cafe, holding a mug and stirring it. She's wearing a white t-shirt under a tan blazer, with sunglasses atop her head.

x29.3

20,953 views

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A woman with blonde hair and sunglasses on top of her head is looking downwards with an expression of mild distress. Overlayed at the bottom is white text on a black background.

x33.4

23,901 views

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A woman wearing sunglasses on her head stands centered. The upper half of the image contains a white text overlay with the video title. A milk jug is prominent in the bottom left.

x12.3

8,791 views

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A woman with blonde hair is seated in front of a window, holding a mug with a design and looking off to the side. The window displays a brick building and greenery outside. Above the woman is a white rectangular overlay with text.

x199

167,723 views

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A close-up shot of several British pound coins, arranged to partially overlap and fill the frame. The coins vary in age and design, with a mix of older and newer types visible. The central focus is the text overlay, a few coins on the top and bottom part of the image also. Most of the coins show their intricate designs, including the engravings of the Queen's effigy, along with the crown and the coins detail.

x47.6

39,158 views

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The cover image shows a two-story brick building with a cloudy sky in the background. Two large windows are visible, and the text overlayed says "House viewings: 5 things to watch out for".

x8.40

7,995 views

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The cover image shows a photograph of the Elizabeth Tower, commonly known as Big Ben, against an overcast sky. Superimposed on the image in large, white text are the words "Lifetime ISA Enquiry: The results". The composition focuses on the tower, prominently displaying its clock face and architectural details, along with a portion of an adjacent building's roof. The overall visuals create a sense of historical significance.

x12.7

11,873 views

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A woman with long red hair is directly facing the camera, against a backdrop of a white door. A white rectangle with overlaid text is above her head.

x57.4

54,885 views

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A woman in a black jacket and a cap smiles for the camera, set against a blurred street scene with shops and pedestrians. A text overlay announces '10 savings tips I live by' on a textured background.

x51.7

36,957 views

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A woman with blonde hair is centered in the cover image wearing a dark green hoodie. The TikTok logo is in the left corner. White text on a white background is overlaid at the bottom, reading, "Don't do these red flags >."

x238

200,541 views

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A young woman with long blonde hair smiles at the camera. Behind her is a background of coins. Overlayed on the image is stylized text.

x143

120,909 views

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Top hooks from @tembomoney

  1. Don't do these red flags

    200K views · viral factor x238

  2. Questions you probably shouldn’t ask at house viewings

    167K views · viral factor x199

  3. Saving poster child

    120K views · viral factor x143

  4. Lifetime ISAs could be changing…

    54K views · viral factor x57.4

  5. 10 savings tips I live by As someone in my 20's living in London

    36K views · viral factor x51.7

  6. Tell us your unhinged saving tips

    39K views · viral factor x47.6

  7. When someone tells me their deposit is sitting in a regular savings account 💸

    23K views · viral factor x33.4

  8. 5 things you NEED to do before buying a house

    20K views · viral factor x29.3

  9. Lifetime ISA Enquiry: The results

    11K views · viral factor x12.7

  10. This is how much it costs to buy your first home in 2025

    8.7K views · viral factor x12.3

Niches @tembomoney posts in

Formats @tembomoney uses

@tembomoney by the numbers

The library has 12 viral TikToks from @tembomoney, with 699K views in all. The median video has 30K views, and the most viral reached a viral factor of x238. The biggest niche is Finance, with 6 videos. Viral factor compares a video's views with its account's usual views: x10 means ten times the views that creator normally gets.

Viral videos in the library
12
Platform
TikTok only
Total views
699K (699,666)
Median views per video
30K
Median viral factor
x40.5
Highest viral factor
x238

These figures cover all 12 videos in this list, not only the cards above.

Questions about @tembomoney

What video formats does @tembomoney use?

In @tembomoney's videos in the library, the most used formats are Selfie with Background (5 videos), Face Close-Up (2) and Hoodie Casual (1).

Which @tembomoney hooks went most viral?

The most viral hook in @tembomoney's videos in the library is “Don't do these red flags” (viral factor x238, 200K views), followed by “Questions you probably shouldn’t ask at house viewings” (x199). Every hook on this page links to its video.

How many views do @tembomoney's videos get?

Across 12 videos, the median is 30K views, and together they have 699K views. The median viral factor is x40.5: the typical video got 40.5 times its creator's usual views.