Skip to content
VIRAL SWIPE FILE
tiktok logo

@hermoneymastery

Save or Pay Off Debt First?

over 1 year ago

Viral factor:x4.09
Views:51,990
Engagement:7.86%
Niche:Finance
Format:Laptop Powerpoint Presentation
View original video (opens in new tab)

How it compares

Viral factor
x4.09: about 4.09 times the views @hermoneymastery usually gets. Viral factor divides a video's views by its account's usual views, so it measures how far the video beat its creator's normal reach, whatever the size of the account.
Views
51,990 views.
Engagement
7.9% engagement rate. 2,949 likes, 116 comments, 230 shares, 792 saves.
Hook
“Save or Pay Off Debt First?”: the opening line, the part that has to stop the scroll.
Filed under
niche: Finance; format: Laptop Powerpoint Presentation.
Against the Finance niche
Against the Laptop Powerpoint Presentation format
Views against the Finance niche
Engagement against the Finance niche

Study more like it

Related viral videos

More Finance videos

A medium shot featuring a man with glasses looking directly at the camera. Above him, a text overlay provides a hook, and the bottom of the screen displays a disclaimer.

x9.35

133,898 views

tiktok logo
The image shows a candlestick chart, likely used for financial trading. The title asks, "Only Pro Traders can answer this" with a question of whether to buy or sell in the present zone of the chart.

x50.3

66,641 views

tiktok logo
A young woman with long blonde hair and blue eyes is centered in the frame. She is smiling slightly and looking at the camera. Text overlays appear in bubble-like shapes with pink backgrounds. To her right, a glimpse of a shelf with objects is visible. The background has a light color, suggesting a room with natural lighting.

x16.9

29,119 views

tiktok logo
The image is a split screen. The top half shows a man seated in a black chair in front of a background with red and green accents. He is wearing a tan t-shirt, has short brown hair, and is holding a microphone. The bottom half shows another man in front of a similar background. He is wearing a black t-shirt, has short blonde curly hair, and is holding a microphone.

x2.64

7,155 views

tiktok logo
The cover image features a young woman with long blonde hair and blue eyes. She is smiling, wearing a black top, and appears to be indoors, possibly in front of a computer setup. The text overlay reads "Happy Friday (My trade hit TP)".

x2.35

5,827 views

tiktok logo
The cover image shows a man in a selfie-style shot, with a red background overlay. The text overlay on the red background says "Investing vs Mortgage overpayment". There is another blue text bar in the bottom of the image that states "Why I will never over pay my mortgage."

x7.47

128,908 views

tiktok logo
A young woman with blonde hair and blue eyes smiles at the camera while slightly angled towards the right side of the frame. She is wearing a pink sweater, and the background is softly lit. Pink text in a rounded rectangle overlay describes the video's content.

x3.46

5,973 views

tiktok logo
A selfie-style shot featuring a young, blonde woman with bright blue eyes. She is centered in the frame, and the background is slightly out of focus. She has a soft smile and is looking directly at the camera. Text overlays are present, with a light pink background with white text. The overall composition is well-lit, and the color palette is soft with a focus on the subject.

x3.43

5,921 views

tiktok logo
The image shows a split background, possibly representing a financial chart, with green and red sections. On the left, the word “ETH” is shown. In the foreground, a headshot of Jerome Powell, the U.S. Federal Reserve Chair, is visible with text overlays in arabic.

x4.15

36,912 views

tiktok logo
The image shows a medium shot of a man wearing glasses, looking directly at the camera. He has short brown hair and a beard. He is wearing a maroon shirt. The background behind him is out of focus but appears to be an outdoor setting, possibly a golf course, with a decorative wooden lattice structure to the right.

x5.41

6,960 views

tiktok logo
The cover image features a light-skinned man with blonde hair in front of a vibrant green background with a plant. A text overlay in Arabic, colored in a mix of red, black, and light blue boxes, covering the man’s face, with a black box below it, and the text appears centered vertically.

x5.47

58,911 views

tiktok logo
A man with glasses wearing a black leather jacket is seated at a table. Two people are seated in the background, slightly out of focus. The man is looking towards the camera. The lighting is dim.

x2.78

35,623 views

tiktok logo
A man with short gray hair, wearing a light pink shirt, with a red rectangle over his head with the white text "3 most popular funds in 🇬🇧". Below the text is a blue rectangle with white text reading "3 most popular ETFs in 2025". The background is a room with art on the wall.

x2.08

35,900 views

tiktok logo
An outdoor shot featuring a pathway leading into the distance, with trees and blue sky in the background. Two pink text boxes are overlaid on the image, with overlapping text about budgeting for couples.

x3.43

5,910 views

tiktok logo
A minimalistic image featuring a presenter in a dark outfit against a white background. Above the presenter, a stylized black line graph representing a stock chart or financial trend is present. The presenter, a bald man, stands in a focused pose. The composition is clean and simple.

x8.12

104,126 views

tiktok logo
The video cover image is a selfie-style composite. In the foreground, the creator's face is visible from the eyes down, set against a background that blends several elements: a line graph forming an upward trajectory, the image of Jerome Powell, and various coins superimposed. At the top, a few coins are floating, and the image shows the Federal Reserve building behind a line graph. The color palette is dominated by cool tones – blues and grays – with pops of color from the coins and images.

x31.8

318,022 views

tiktok logo
A young boy with a cookie placed on his forehead, eyes rolled upwards, mouth open in a surprised expression. In the background, several people are sitting or standing, some with their hands visible. The scene evokes a sense of anticipation or surprise.

x2.62

14,692 views

tiktok logo
A man in glasses is recording a selfie-style video from inside a car. Above his head are the words "My wife's car was totaled so we went car shopping today. Ended up getting two new cars." Below, the text "Education only. Not a financial advice."

x3.09

44,264 views

tiktok logo
A hand holding a smartphone displaying the Pixpay app on the screen. The app interface shows a black digital card with a balance of 2€, and a 'Demander' button. The background is blurred, but appears to be of an indoor setting.

x127

352,693 views

tiktok logo
The cover image shows a notebook open, with a pink cover and spiral binding, on what looks like a light green surface. The lined pages of the notebook have text at the top that says "get a month Ahead". A black rectangular text overlay across the middle of the open pages reads "Get A Month Ahead On Bills". The background is neutral, with a small sticker on the upper left that looks like a printer.

x10.1

104,971 views

tiktok logo
A young woman with long dark hair is centered in a well-lit shot, looking directly at the camera with a slight smile. She's wearing a black top, and a small microphone is visible near her mouth. The background is softly blurred, with a lamp and wall visible.

x2.38

140,294 views

tiktok logo
A woman with long, dark hair is centered in the frame, slightly turned toward the camera and holding a small, round object in her hand. She's wearing a light-colored, collared shirt. Behind her, a framed artwork with abstract shapes and colors hangs on the wall. The background suggests an indoor setting with a hint of foliage.

x31.9

35,878 views

tiktok logo
A selfie shot in a well-lit living room. The creator's legs are in the foreground, casually crossed. A partially visible black sofa, the arm extending to frame the legs, with a white mug held in the creator’s hand with what appears to be a coffee inside. In the background, a wall with shelves and artwork is faintly visible. The lighting is soft, creating a warm and inviting atmosphere.

x278

1,176,616 views

tiktok logo
A man crouches on a dirt surface, facing the viewer. Behind him, a woman raises a fist in a punching motion towards a hanging water balloon. Above the man, the words "This is how I manage risk in trading" are written in a white font.

x14.3

80,354 views

tiktok logo
The cover image features a portrait of Larry Ellison, dressed in a suit and wearing a gold crown, symbolizing his rise to the top. He stands with his arms crossed in front of a blurred background of stacks of money, emphasizing wealth. Above him is the text announcing his achievement. The overall composition uses dark colors and lighting to create a rich and powerful feel.

x18.2

12,103 views

tiktok logo
The cover image shows a close-up of a man with short dark hair wearing glasses. The man takes up most of the frame, looking directly at the camera. Behind the man are window blinds.

x4.10

58,810 views

tiktok logo
A young woman is standing in a kitchen, smiling and waving. Above her, centered, is a rectangular blue shape containing white text that reads, "Paying yourself first w/." Centered below that, also enclosed in a blue rectangle and outlined in white is the letters "ATB." The lighting in the kitchen is bright and appears to be from overhead. The background includes light-colored cabinets, a window, and appliances.

x81.2

673,051 views

tiktok logo
A man with brown hair is standing in front of a building with green bushes and vines, with an overlaid logo in the top center stating "ACTUALITÉS ORACLE". The man is wearing a black t-shirt and wireless earbuds. He's speaking, likely to camera. Light comes from the right side of the frame.

x3.37

43,238 views

tiktok logo
The cover image is a selfie-style shot of a woman. She has blonde hair and is looking at the camera. Overlayed text indicates she's broke, with checking and savings account balances displayed. The background is a bedroom with a bed visible in the periphery.

x11.3

5,574 views

tiktok logo
The image showcases a split-screen design. On the top, a close-up of a man's bare upper body is partially visible, creating a blurry background. Below this, a blue and white graphic displays "US PPI" above the number "2.6%", with a red arrow pointing downwards and a gold coin on either side. The American flag is in the background.

x5.07

12,678 views

tiktok logo
A screenshot of a trading platform's dashboard displaying financial data, with a text overlay suggesting the user should save it.

x4.54

36,410 views

tiktok logo
A notebook is open to a blank page, with the text \"Set Up A Structure!\" written in bold on a black box. There's a pink border on the notebook, and a pen is next to the text. The background is a light bluish-green surface, with a small piece of paper and a sticker.

x4.49

46,834 views

tiktok logo